In today’s API-first economy, the concept of programmable finance is no longer niche.

In today’s modular economy, the concept of embedded finance is now mainstream.

Whether you're building a multi-party marketplace, embedding finance into your product is now essential.

And in AU/NZ market, there’s one platform engineered to simplify financial logic:
**zngx.io**.

Why embedded finance?

Traditional payment platforms like Stripe or Square:

- Keep the financial layer external
- Treat all merchants as identical
- Aren’t NPP-native

But with ZNGX:

- You control merchant onboarding
- Embed wallets, payment rails, and transaction logic directly into your platform
- Skip months of licensing, bank partnerships, and audits

Use cases include:

- Gig platforms embedding split payments & tax logic
- Retail SaaS apps with built-in POS and wallet modules
- Logistics & fuel card apps embedding B2B finance

ZNGX’s architecture:

- Webhook-driven event layer
- Dynamic tiering by merchant risk class
- Wallet API with virtual balances
- Payout engine supporting NPP
- Fully configurable triggers and hooks

Rather than being “just another merchant”, ZNGX lets you:

- Design your own settlement hierarchy
- Create new revenue streams
- Launch regulated flows payment api for hospitality australia fast

Security and compliance:

- Tokenized card storage
- Audit logging on every call
- Real-time transaction logging

ZNGX powers:

- Multi-vendor commerce
- On-demand services
- Retail with embedded checkout finance

Example API flow:

- `POST /onboard` → Launch new payout profile
- `POST /wallets` → Create user wallets
- `POST /transactions` → Trigger real-time processing
- `POST /rules` → Handle AML alerts
- `GET /payouts` → Monitor failure retries

Why ZNGX over other embedded finance platforms?

- Built for CDR + NPP from day one
- No banking license required
- Full transparency on fees, rails, endpoints

Already building with a global platform?

- Migrate from `Basiq` in weeks
- Maintain token security
- Preserve webhooks and endpoints via compatibility layer
- Get migration support from real engineers

Start building:

- Use zngx.io’s dev console
- Embed flows without disrupting users
- Build without fear of regulatory risk

zngx.io = developer-ready embedded finance.

???? [https://zngx.io](https://zngx.io) — Own your stack

Stop renting your payments logic
Start with ZNGX.

Leave a Reply

Your email address will not be published. Required fields are marked *